Our Process

The first step in the home buying process is getting pre-approved for a mortgage. Our team will work closely with you to gather the necessary financial information and assess your eligibility for a loan. We’ll provide you with a pre-approval letter, empowering you to confidently shop for homes within your budget.

Once you’re pre-approved, it’s time to start the exciting journey of finding your dream home. We’ll collaborate with you and your real estate agent to identify properties that meet your criteria and fit your budget. Our goal is to help you find the perfect home that aligns with your lifestyle and financial goals.

Once you’ve found the perfect home, we’ll assist you in completing the loan application process. Our team will guide you through the application, ensuring that all necessary documents are submitted accurately and promptly. We’ll keep you informed at every step and answer any questions you may have along the way.

After you’ve submitted your loan application, our dedicated processing team will review and verify all of your information. We’ll work diligently to gather any additional documentation needed and ensure that your application meets all requirements. Our transparent process ensures that you are kept informed of the progress every step of the way.

Once your loan application is processed, it will be sent to our underwriting team for review. Our experienced underwriters will carefully assess your financial information and the details of the property to determine if your loan meets our lending criteria. We’ll communicate any additional requirements or conditions to you promptly, keeping the process moving forward smoothly.

Finally, it’s time to close on your new home! Our team will coordinate with all parties involved, including your real estate agent, the seller, and the title company, to ensure a seamless closing process. We’ll review all closing documents with you in advance and address any questions or concerns you may have. Our goal is to make the closing process as stress-free as possible, so you can focus on celebrating this exciting milestone.